INSURANCE

The insurance division offers short-term and life
products to the lower income segment of the market. Products underwritten
by this division include legal insurance, funeral cover, term life,
income protection cover, dread disease cover and hospitalisation cover.
The group is the market leader for legal insurance cover in Namibia.

BANKING AND FINANCE

Trustco Bank Namibia Ltd, one of ten licensed commercial banks in Namibia,
focuses on retail banking via a branch network in Namibia.

The bank blends mortgage, SME, student and group lending with
deposit-taking to obtain an optimal structure where profits and
social investment are aligned.

INVESTMENTS

The investments portfolio, historically created by returns in the insurance
operations, has given rise to a diversified portfolio of active
and passive investments, notably into property development and
education along with air charter and media services.

SHARED SERVICES

Shared services provide administrative and support services to the
operational segments.

RESOURCES

As part of the group's drive to grow the business, the company identified the
resources sector as a potential source of value i.e. translating
natural resources into wealth and tangible sustainable economic
development.The focus of the resources segment over the medium
term planning horizon remains on the diamond sector.